Kevin Sheffield
Business Lending Manager
Our Small Business Financing Program helps you start or expand your business by providing working capital to you. How does it work? You’ll apply for an SBA loan through ACFCU and the government will promise to repay a portion of the borrowed money if you start to struggle with repayment. Because of that guarantee, these loans are often easier to qualify for than standard business banking loans.*
Our Small Business Financing Program can be used to:
For more information visit www.sba.gov or email your questions to our expert team of lenders at business@51jiyangshi.com1.
The CDC/504 Loan Program provides long-term, fixed rate financing of up to $5 million for major fixed assets that promote business growth and job creation.
To be eligible for a 504 Loan, your business must:
The 7(a) loan program is the SBA’s primary program for providing financial assistance to small businesses. The terms and conditions, like the guaranty percentage and loan amount, may vary by the type of loan.
While the vast majority of businesses are eligible for financial assistance from the SBA, some are not.
Eligible businesses must:
The SBA Express program features an accelerated turnaround time for SBA review. The SBA will respond to your application within 36 hours.
Read more about SBA Express Loans & Lines of Credit at sba.gov.
The Export Express program provides exporters and lenders a streamlined method to obtain SBA-backed financing for loans and lines of credit up to $500,000. Lenders use their own credit decision process and loan documentation. The SBA will respond to your application within 24 hours.
Tell us a little bit about yourself, your business and your borrowing needs. We will get in touch with you within one business day1.
As a full-service credit union, we’re a cooperative of members like you who know that by coming together, we can all benefit in our financial journey.
We’re here to help our members—and neighbors—meet their financial goals and live their best lives.
We think there’s nothing more rewarding than serving our members—and believe one good turn deserves another.
We not only meet your financial needs, we commit to being a good neighbor and serving with integrity.
*Not all applicants will qualify.
Equal Housing Lender.
NMLS#477974.
1Please do not submit your account number or social security number via email or contact form. Information sent is at risk of loss of confidentiality if the information is transmitted over the internet.